Technology
Research and development is the backbone.
Technology isn't a department at Leading; it's how the company reaches scale. R&D drives efficiency across every function, from underwriting scenarios to the platform that channels rely on.
The platform
Six layers, one insurance-technology stack.
The backbone of Leading’s core business functions, each layer named in its own disclosures.
Business application
The customer- and partner-facing products that turn insurance scenarios into digital journeys.
Basic services
The shared services every application draws on: identity, policy, settlement and messaging.
Model algorithm
The models that match products to scenarios and price risk across categories.
Data platform
The data foundation that gives visibility into insurance needs across channels.
Infrastructure
The compute, storage and network the platform runs on, at national scale.
Production tools
The internal tools that keep engineering and operations moving quickly and safely.
Recognition
Award-winning technology empowerment.
Leading’s R&D and technology capabilities have been recognised at the China Insurance Industry Digitalization and Artificial Intelligence Development Conference.
Source: company disclosures, Form F-4/A.
The result
Technology at the scale of a nationwide intermediary.
1,936,967 P&C policies brokered in FY 2024; the output of a platform, not a headcount.